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Your Guide to

Home Ownership

Joyce Tawes presents to Test

Knowledge, Experience, Professionalism

Dear

Test


Buying a home is a rewarding adventure and we're so happy to have the opportunity to bring your real estate dreams to life! In doing so, we aim to instill knowledge and confidence in all our buyers while helping them successfully navigate through every step of the process.

In the following presentation, you’ll be provided an outline of everything you need to know from consultation to handing over the keys. Our mission is to deliver world-class customer service and a winning experience.
Sincerely,

Joyce Tawes

- you're in great hands -

Meet

Joyce Tawes

Joyce has been in the business since 2003 and during that time, has gained an incredible amount of knowledge about the local real estate market and the communities she serves. Joyce is extremely customer service oriented and will work exceptionally hard to make sure your real estate experience goes smoothly.

Many of our clients come to Arizona from other parts of the country and abroad and may not know exactly where they want to live. Joyce believes that one of the most critical things is to help them find the perfect community for their needs and lifestyles upfront. And once the community or communities have been identified, she then works tirelessly to find the perfect residence.

“I pride myself on working one-on-one with all my clients. With an incredible team to assist me in the day-to-day operations, I focus on building a professional relationship and offering the highest standard of personalized service.”

Designations: Associate Broker, Certified Luxury Home Marketing Specialist – Million Dollar Guild, Certified Residential Specialist, Accredited Buyers Representative, Certified Negotiation Expert, Certified Auction Agent with Supreme Auctions
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
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2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
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3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
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4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract or Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
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6

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
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7

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
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8

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
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Professional Network to help your purchase go smoothly

Professional Network

Market insights as a result of my recent sales in your area

My Recent Sales in the Scottsdale, AZ 85255 area!

My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
Exceptional reviews that reflect a pattern of excellence with my past clients.

Raving Reviews

Joyce did a stellar job with listing, marketing and selling my home start to finish in a month’s timeframe! The listing was extremely professional with AI generated furniture in some of the rooms and a composite of professional photos highlighting the specialty items inside the house and outside; this helped sell the house quickly.
Joyce Tawes is by far the best realtor we have done business with and we have bought and sold multiple homes over a period of 20 years. She was able to negotiate the best price to buy our residence, and when we sold it, she got the most we could've hoped for. She knows her stuff!!! If we ever purchase another home is Scottsdale, or greater Phoenix area we will contact Joyce and have the confidence she will get us the best house for the best price possible. Very happy, and can't say enough good stuff!! Thanks again Joyce.
We were planning a move from Seattle to The Phoenix area and were referred to Joyce by a family friend. From our very first call, she was a great listener, very professional and relatable! She helped educate us about the different neighborhoods she thought we would like and lined up countless showings for us to see. When we were ready to make an offer Joyce called in all her contacts for the various inspections and we didn't have to do a thing! She offers excellent expertise and knows all about the Phoenix area. She even let our 4 year old daughter help her and feel included on our tours. When we closed on our house she was able to coordinate the signing for us even though I was back in WA and my husband was in Phoenix that day! We loved our experience working with Joyce and highly recommend her for all your real estate needs!
Joyce is a true professional and has the experience to back it up. Often people (including myself) find themselves wondering if they need a real estate agent when it comes to buying a house. Let me tell you....I couldn't have done this without Joyce. From negotiations of the price and the closing date to managing the lenders to managing the closing companies to managing every step of the process....Joyce is a great person to have on your side to make sure you close and get the keys. All I can say to Joyce is a big THANK YOU, we love our new place and thanks for helping us achieve our goals.
Joyce was an absolute joy with which to work. As our buyers representative, she was extremely knowledgeable about each of the specific neighborhoods we were interested in. We picked her because of her reputation and excellent website which helped us sort through our criteria. She quickly locked in on our needs and was able to efficiently show us numerous homes that fit the bill. She demonstrated deft negotiating skills and successfully closed our deal.After the deal was made she tirelessly followed every detail and coordinated several inspections for the whole house, the roof, plumbing and pool. Her referrals were experienced and competent. We closed on the house while we were out of state and Joyce took the extra steps to make sure the closing and all loose ends were tied up. The whole process was painless.After the sale Joyce looked after the house and reported to us on it until we got back some three weeks later.We would highly recommend Joyce to all.
I interviewed a couple of real estate agents before putting my house in AZ on the market, but could not find an agent in whom I had confidence. So, I called a real estate agent acquaintance in NY for help and she got me in touch with Joyce Tawes. What a stroke of luck! Joyce , with her daugther Heather, turned out to be a “dynamic duo” in real estate. I was especially impressed by the fact that Joyce actually listened to my concerns and addressed them honestly. She offered reasoned, expert advice on when and how to list my house and at what price. She maximized the value while remaining true to market conditions. Within a week we had an offer and we were under contract soon after. But Joyce did not stop there, she guided me through the steps that followed the offer all the way through to closing. Joyce truly made the whole sales process a breeze. I cannot recommend this mother-daughter team highly enough.
Joyce and her team are wonderful to work with and helpful in their suggestions for a quicker sale. Listen to her, she knows what she is doing and only wants the best for her clients not only for a quick sale but for the right buyer as well. A big Thank You to Joyce and her team for doing such a great job!
I selected Joyce initially because of her background and her long-standing CRS (Certified Residential Specialist) certification! Joyce was just outstanding and exceeded our expectations of knowledge of available properties, the neighborhoods, and traffic patterns plus any other questions we had for her. She contacted the best inspector and escrow folks and the transaction went so smoothly. I know I bombarded her with so many questions and her responses were comprehensive and so timely. Additionally she had a great relationship with the buyers real estate person and everything was just so smooth!I would not hesitate to recommend Joyce to meet anyone’s real estate needs!
Absolutely perfect! As an out of state owner I was very worried about who I could trust to list my condo. Joyce and her team were an absolute “god-send”. The communication, the extra effort, the honesty, the professionalism and the knowledge all came together perfectly and quickly, our place sold. With Joyces team handing things, I didn’t worry. It was a quick and painless process as I knew Joyce and her team were in control. I could not recommend a realtor better than Joyce and you will be glad that you let her and her team be your realtor.
Joyce is amazing. She goes above and beyond. A remarkable woman and the best realtor in the greater Phoenix area.If you're looking for a realtor to buy or sell a property, look no further than Joyce Tawes.

Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort I put into each client. I recognize that this purchase is one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, I feel strongly that mutual respect and understanding are key components of me helping you accomplish your real estate goals.

Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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105 More Ways

Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Counseling Session Activities

  • Prepare the buyer for executing a buyer representation agreement
  • Explain agency relationships to the buyer and get state required legal consent to represent, if needed
  • Inform the buyer of working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies

Building a Relationship

  • Learn the buyer’s wants and non-negotiable needs
  • Understand the buyer’s budget and what will be needed financially
  • Help the buyer understand what property their chosen budget will buy
  • Consider having the buyer fill out a homebuyer’s checklist
  • Assist the buyer in examining how much they can afford to spend
  • Provide quality lender resources
  • Partner with the buyer to locate suitable properties for consideration
  • Match the buyer’s needs with available property
  • Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
  • After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
  • Explain how compensation is paid, who pays it, and what the buyer’s options are for paying it

Educating the Buyer

  • Communicate the working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies
  • Explain Federal and State Fair Housing laws
  • Explain what to look for in applicable property disclosures
  • Reassure the buyer that their personal information will remain confidential
  • Inform the buyer that you will always disclose all known material defects
  • In accordance with state law, provide information on checking the sex-offender registry and crime statistics for the neighborhood
  • Discuss available resources that the buyer can check to learn more about prospective neighborhoods
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REALTORS® are members of the National Association of REALTORS®

Preparing the Buyer

  • Explain the timeline for house hunting, mortgage approval, and closing
  • Explain the local market and how it impacts the buyer
  • Show statistics on what percentage of list price sellers in the area are currentlyreceiving
  • Inform the buyer on what home features are popular
  • Identify current average days on market
  • Share the dangers of using the price per square foot to figure home values
  • Explain the concept of absorption rate and how it impacts the buying process
  • Indicate current listing months of market inventory
  • Share estimated potential out-of-pocket costs to complete the transaction
  • Assist the buyer in analyzing the loan estimates
  • Qualify the buyer for financial ability to purchase
  • Help the buyer account for the complete costs of homeownership
  • Prepare lender for listing agent calls
  • Assist in comparing different financing options
  • Help the buyer select for viewing only those homes that fit their needs
  • Proceed in showing homes that fit the buyer’s must-haves
  • Caution the buyer on posting information to social media
  • Review the sample sales contract so the buyer is prepared when it comes time to make an offer

Showing Properties

  • Schedule showings and provide access to all listed properties as soon as they become available in their local MLS broker marketplaces
  • Educate the buyer on the immediacy of new listings appearing in their local MLS broker marketplaces and the lag time for them to appear on some websites
  • Collaborate with the buyer on properties they may have learned about through their sphere contacts
  • Research and assist on all unlisted properties the buyer wishes to see
  • Preview properties prior to showing if needed
  • Network with other agents to source properties not yet in their local MLS broker marketplaces
  • Contact homeowners in focus areas to see if they are considering selling
  • Set up an automated email alert system through their local MLS broker marketplaces that immediately notifies the buyer of properties that fit discussed requirements
  • Arrange a tour of areas, schools, and key points of interest
  • Provide resources containing neighborhood information on municipal services,schools, etc.
  • Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
  • Collect and share any other vital information on available homes, remembering to follow all fair housing laws at all times
  • Check applicable zoning and building restrictions
  • Help the buyer decipher public property and tax information
  • Collect and share pertinent data on values, taxes, utility costs, etc.
  • Compare each property shown to the buyer’s wants and needs list and remind them of what they were looking for
  • Help the buyer narrow the search until the buyer identifies top choices

Negotiating Offers

  • Assist the buyer in getting the best property at the best price
  • Suggest that the buyer learn more about the neighborhood prior to makingan offer
  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prioritize contract negotiation goals with the buyer
  • Help create a negotiating strategy
  • Use strategies such as an escalation clause to maintain a competitive offer
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Write an offer that has a reasonable chance of being accepted
  • Recommend optional contingencies and explain the pros and cons of using them
  • Provide information on purchasing incentives that may be available
  • Discuss financing alternatives
  • Negotiate the buyer’s offers to arrive at the best price and terms
  • Utilize hyperlocal expertise and strong communication skills to assist the buyer in being the successful offer

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Advocate for the buyer throughout the entire process
  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Guide the buyer on meeting all contract deadlines
  • Assist in coordinating communications
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Gather all required forms and documents for closing
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the appraisal
  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructions before transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the closing agent (often an attorney ortitle company)
  • Receive and carefully review closing figures to ensure accuracy
  • Receive and carefully review title insurance commitment with the buyer
  • Advise the buyer to re-key their locks and to consider a one-time cleaning service or landscaping before moving day
  • Review documents with the closing agent (attorney)
  • Support the buyer in any final closing activities
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Actual services provided will depend on the needs of the buyer and the transaction –not all 105 things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.

Let's Chat.

I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you on the path to buying your new home.

I look forward to working with you.
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
We'll be right there with you, every step of the way.
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